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Info
📊 Updated Interest Rates — Sep 2026
Sorted from highest to lowest for easy comparison
🏛️ Top Yield Options
Pag-IBIG MP2
7.5% – 8.5%
💳 Digital Banks
SeaBank
4.0% – 4.8%
CIMB
4.0% – 4.5%
GCash GSave (CIMB)
4.0% – 4.5%
UnionDigital
4.0% – 4.25%
Maya Savings
3.5% – 10%*
GoTyme
3.5% – 4.0%
🏦 Traditional Banks
RCBC
0.15% – 0.50%
BPI
0.15% – 0.30%
BDO
0.125% – 0.25%
Metrobank
0.125% – 0.25%
📱 E-Wallets
GCash GInvest
2.5% – 4.0%
GrabPay
0.0% – 1.0%
*Maya Savings' top rate includes usage bonus. Rates as of Sep 2026. Subject to change.